One of the key factors in financial planning is Risk management.

Life - Health - Disability - Long Term Care     International Travel  : medical and group Plans

Farzad Financial in partnership with the leaders in the insurance industry  brings you the best Solution for your individual or Business needs.

WE offer Insurance and Annuities in the following States

New York , Virginia , North Carolina , Maryland , California ,  Arizona, and Washington State

Life insurance ( Term , Whole , Universal , and Variable ) through The Leaders Group , Inc. and General Agencies Like CRUMP , representing Allianz, AXA, Prudential , ING , Nationwide ,   More Insurance Carriers

Quality of Life Insurance

A Life Insurance you don't have to die to use , "Quality of Life insurance" is changing the way Americans think about  purchase and Use of Life Insurance. AGLA insurance offers The Qualilty of Life Insurance. Click Here to visit the site and watch the video (you must have flash player to watch). We offer Quality of Life insurance as Special Agent for AGLA Insurance.

Conact us for more information   click here

Disability Insurance: Would you prefer to make $100,000 today and something unfortunate happen which causes you lose the ability to earn wages ? or would you rather make $98,000 now and have the opportunity to earn %66.67 if you are unable to work . Disability protection coverage can do this for you. We represent major carriers such as Met Life , Principal , Assurity , to name a few.

Here is an ad published by Principal Insurance worth viewing Click.

Health Insurance  : We offer great plans through partnership with General agencies in most states  :

United Health Care  and Assurant Health ,  CIGNA , and Aetna Health

In State of Virginia we also  represent most major Carriers: Blue Cross Blue Shield (Anthem and Care First) , Kaiser Permanete , Guardian .....

In New York State we represent  Atlantis, Oxford , Healthpath, Healthnet, Emblem , Healthy New York , Empire Blue Cross Blue Shield, HIP , Aetna

Long Term Care Insurance : Main reasons for purchasing Long Term Care Insurance among other things are:

• Maintaining control over your care
• Ensuring that you do not become a burden to your  spouce or children
• Preserving your financial assets
• Experienced  a long term crises with some one close to you

Your Take on Long Term Care : ;Click Here to Take the Quiz  ( by : John Hancock)

We Provide Long Term Care Insurance thourgh Associates of Clifton Park ; Representing the -leaders in the industry ; John Hancock , Met Life, Allianz, Genworth, Lincoln Financial ..........

Complete a pre-qualifying Quote request    Click Here ,  and fax , or scan and Email to us.

NEW:  International Medical Insurance ; For individuals or groups traveling abroad or coming to United States (as tourists or work or simply to visit and stay with a friend , loved one) stay more than 5 days and less than 2 years. Some of our clients either traveled abroad for longer than a vacation time or had invited their parents or relatives for a visit. They have always been nervous about "what if they get sick Syndrome", knowing the horrors that can occur if you do not have insurance.

Annuities

Annuities are the only personal retirement product that can provide a guaranteed paycheck and can not be out-lived. The two most attractive features of annuities which sometimes makes them a good source for retirement planning , is  paying a stream of income and guaranteed death benefit. There are Variable , or Fixed  or Index Annuities.

We offer Annuities from a list of Insurance  Companies as longs as they are suitable for you.