How to Get Preapproved for a Home Loan | Sapling.com – To get a second opinion of your loan qualifications, get preapproved with at least two lenders. That’s because the amount you contribute from your own funds to buy a home offsets the lender’s risk. Down payments range from 3 percent to more than 25 percent, depending on the loan type and property type.
Fha Loan With Foreclosure FHA Loans – Buying After Foreclosure, Short Sale or Other. – FHA loan after foreclosure: The waiting period for getting an FHA loan after a foreclosure is 3 years after the foreclosure. FHA loan after short sale: The waiting period for getting an FHA loan after a short sale can be as little as 2 years, but some lenders may make.